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Perhaps the best "toasted lawyer" tale of the century! PDF Print E-mail

Dateline: Charlotte, North Carolina - just the other day.

A self-assured lawyer (aren't you all?!) purchased a box of very rare and expensive cigars. He then insured them against all the usual hazards to personal property, including fire. Within a month, he had smoked the entire stockpile of those great cigars and had yet to make the first premium payment on the policy although he aggressively filed a claim against the insurance company for his "losses".

In his claim, the lawyer stated the cigars were lost 'in a series of small fires'.

The insurance company refused to pay, citing the obvious reason: the man had consumed the cigars in the usual fashion. So the lawyer sued....And WON!

Stay with us....there's more to this story!

Delivering the ruling, the judge agreed with the insurance company that the claim was frivolous!!

However, the judge continued, the attorney held a policy that was not disputed by the company, and in which the insurance company had warranted that the cigars were insurable and guaranteed that it would insure them against fire, without defining what was considered to be an 'unacceptable fire'. Judgment favoring the lawyer. The insurance company was obligated to pay the claim.

So, rather than endure a lengthy and costly appeal process, the insurance company accepted the ruling, and paid $15,000 to the lawyer for his loss of the cigars lost in the 'fires'.

NOW FOR THE BEST PART...............

After the lawyer cashed the check, the insurance company had him arrested on 24 counts of ARSON!!!

With his own insurance claim and testimony from the previous case being used against him, the lawyer was convicted of 'intentionally burning his insured property' and was sentenced to 24 months in jail and a $24,000 fine. A month and a grand for each cigar! That's punitive!

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