Definitions & Details of How to Apply these Formulas and Models

Tech Support:  Hello, you've reached the Help Desk for technical support. How can I help you?

Customer: Well, after much consideration,  I've decided to install Love.  Can you guide me though the process?

Tech Support:  Yes. I can help you. Are you ready to proceed?

Customer:  Well, I'm not very technical, but I think I'm ready. What do I do first?

Capital will go where it is wanted, and stays where it is well treated. It will flee from onerous regulations of its value or use, and no government power can restrain it for long. Far more than any other form of capital, intellectual capital will go where it is wanted, stays where it is well treated, and multiply where it is allowed to earn the greatest return.  Attributed to the late Walter Wriston, former Citibank CEO, and known to the late Sardar Shroff.

We have taller buildings but shorter tempers; wider freeways but narrower viewpoints; we spend more but have less; we buy more but enjoy it less; we have bigger houses and smaller families; more conveniences, yet less time; we have more degrees but less sense; more knowledge but less judgement; more experts, yet more problems; we have more gadgets but less satisfaction; more medicine, yet less wellness; we take more vitamins but see fewer results. We drink too much; smoke too much; spend too recklessly; laugh too little; drive too fast; get too angry quickly; stay up too late; get up too tired; read too seldom; watch TV too much and pray too seldom.

1. Resolve to stay brutally optimistic. Seek the opportunity in every difficulty and anticipate the most favorable outcome out of every situation. If you look for something specific, you're likely to find it. When times are tough, we can get better or we can get bitter; it all depends on the lessons we draw from each experience. Optimism is like electricity — very little happens without it. Know this truth: you have all the resources you'll ever need to handle all the challenges you'll ever have. In true emergencies the true you will emerge.

Dateline: Charlotte, North Carolina - just the other day.

A self-assured lawyer (aren't you all?!) purchased a box of very rare and expensive cigars. He then insured them against all the usual hazards to personal property, including fire. Within a month, he had smoked the entire stockpile of those great cigars and had yet to make the first premium payment on the policy although he aggressively filed a claim against the insurance company for his "losses".